Loan Services | Zoro Infotech
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Smart Loans,
Stronger Future.

Get quick loan approvals with minimal documentation, competitive interest rates, and expert guidance. Because your goals deserve the right support.

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100% Safe Process

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Zoro Infotech Expert
Home Loan Personal Loan Business Loan LAP Loan Gold Loan Education Loan Car Loan Two Wheeler Loan Tractor Loan PMEGP Loan PM Mudra Loan Micro Loan Instant Loan OD / CC Loan Home Loan Personal Loan Business Loan LAP Loan Gold Loan
Residential Finance

Home Loan

Fulfill your dream of owning a home. We work with top banks including SBI, HDFC, ICICI, Axis to get you the lowest interest rates with quick processing and minimal documentation.

Interest Rate
8.40% p.a.+
Loan Amount
₹10 L – ₹5 Cr+
Tenure
Up to 30 Years
Processing
3–7 Days
Key Features & Benefits
Lowest rates from 20+ banks
Purchase, construction & renovation
Balance transfer at better rates
Home loan top-up facility
Tax benefits under Sec 80C & 24(b)
Doorstep document pickup
Documents Required
Aadhaar Card PAN Card Income Proof Property Docs Bank Statement
Apply for Home Loan
Purchase
Buy ready-to-move homes
Construction
Build on your own plot
Balance Transfer
Switch to lower rates
Top-Up Loan
Extra funds over existing loan
Eligibility Criteria
Age: 21–70 YearsAt loan maturity
Min. Income: ₹25,000/moSalaried or self-employed
CIBIL: 700+For better interest rates
Free Consultation
Instant Finance

Personal Loan

Get instant personal loan for any purpose — medical emergency, wedding, travel, or home renovation. Minimum documentation and fast approval within 24–48 hours.

Interest Rate
10.5% p.a.+
Loan Amount
₹50K – ₹40 Lakh
Tenure
Up to 5 Years
Approval
24–48 Hours
Key Features & Benefits
No collateral required
Instant digital approval
Flexible EMI options
Any purpose loan
Salaried & self-employed eligible
Pre-payment allowed
Documents Required
Aadhaar PAN Salary Slips (3M) Bank Statement Form 16
Apply for Personal Loan
Medical Loan
Emergency treatment funds
Education
For tuition & expenses
Renovation
Furnish your home
Travel Loan
Fund your dream vacation
Eligibility Criteria
Age: 21–60 YearsSalaried / self-employed
Min. Income: ₹15,000/moStable monthly income
CIBIL: 680+Clean credit history preferred
Free Consultation
Commercial Finance

Business Loan

Scale your business with the right financial support. We connect you with the best business loan offers for working capital, expansion, equipment purchase or startup funding.

Interest Rate
11% p.a.+
Loan Amount
₹1 L – ₹2 Cr
Tenure
Up to 7 Years
Processing
5–10 Days
Key Features & Benefits
Unsecured & secured options
Working capital & term loans
Equipment finance available
GST registered businesses preferred
Balance transfer facility
Flexible repayment
Documents Required
Aadhaar/PAN GST Certificate ITR (2 Yrs) Bank Statement Balance Sheet
Apply for Business Loan
Expansion
Scale operations
Equipment
Fund machinery purchase
Working Capital
Operational expenses
Startup Loan
New business ventures
Eligibility Criteria
Age: 21–65 YearsOwner / Partner / Director
Vintage: 2+ YearsExisting business track record
Turnover: ₹20 L+For secured business loans
Free Consultation
Secured Finance

Loan Against Property

Unlock the hidden value of your property. Get a high-value loan against residential or commercial property at attractive interest rates for any business or personal requirement.

Interest Rate
9.5% p.a.+
Loan Amount
₹10 L – ₹10 Cr
LTV
Up to 70%
Tenure
Up to 15 Yrs
Key Features & Benefits
Residential & commercial property
Lower interest than personal loan
Business or personal use allowed
Overdraft facility on property
Documents Required
Property Docs Title Deed Aadhaar/PAN Income Proof
Apply for LAP
Residential
Mortgage your home
Commercial
Office/shop as collateral
Plot / Land
Vacant or agricultural land
Transfer
Transfer LAP to lower rate
Eligibility Criteria
Age: 21–70 YearsOwner or co-owner
Clear TitleNo legal disputes
Free Consultation
Vehicle Finance

Car Loan

Drive your dream car today! Get car loans for new or pre-owned vehicles at competitive interest rates. We tie up with top banks to make your vehicle purchase smooth, fast and affordable.

Interest Rate
8.70% p.a.+
Loan Amount
Up to 100%
Tenure
Up to 7 Yrs
Approval
24–48 Hrs
Key Features & Benefits
New & used car financing
Up to 100% on-road funding
Flexible EMI options
Top-up loan after 12 EMIs
Documents Required
Aadhaar/PAN Income Proof Bank Statement (3M) RC Book (Used Car) Car Proforma Invoice
Apply for Car Loan
New Car Loan
Finance for brand new vehicles
Used Car Loan
Pre-owned certified vehicles
Balance Transfer
Reduce EMI on existing loan
Top-Up Loan
Extra funds on existing car loan
Eligibility Criteria
Age: 21–65 YearsSalaried or self-employed
Min. Income: ₹20,000/moStable income for EMI
CIBIL Score: 680+Good credit history
Free Consultation
Easy Commute

Two Wheeler Loan

Get your dream bike, scooter or EV with minimal documentation and same-day approval. Zero down payment schemes available across multiple brands.

Interest Rate
10% p.a.+
Funding
Up to 95%
Tenure
Up to 4 Yrs
Approval
Same Day
Key Features & Benefits
All two-wheeler brands covered
Electric scooter/bike loans available
Zero down-payment schemes
Quick same-day approval
Documents Required
Aadhaar/PAN Income Proof Bank Statement Salary Slips
Apply for Bike Loan
Bike Loan
Sports & commuter bikes
Scooter Loan
All popular scooter brands
EV Loan
Electric vehicle schemes
Premium Bikes
High-end motorcycle finance
Eligibility Criteria
Age: 18–65 YearsSalaried or self-employed
Income: ₹8,000/moBasic income requirement
CIBIL: 650+New-to-credit also eligible
Free Consultation
Agricultural Finance

Tractor Loan

Empower your farming. Get tractor & farm equipment financing at subsidized rates under government schemes with seasonal repayment options tailored for farmers.

Rate
7% p.a.+
Loan Amount
Up to ₹25 Lakh
Tenure
Up to 9 Yrs
Subsidy
Available
Key Features & Benefits
All tractor brands financed
Farm equipment included
Seasonal repayment EMI option
No income proof for farmers
Documents Required
Aadhaar/PAN Land Records / Khasra Bank Statement Kisan Credit Card
Apply for Tractor Loan
New Tractor
Brand new tractor loan
Used Tractor
Pre-owned tractor finance
Farm Equipment
Implements & machinery
Subsidy Scheme
Govt subsidized loans
Eligibility Criteria
Age: 18–70 YearsFarmer / landowner
Land Holding: 1+ AcreOwn or leased land
No CIBIL MandatoryFor farmers with land records
Free Consultation
Instant Cash

Gold Loan

Pledge your gold jewelry for instant cash. Safe custody, lowest interest rates, and no credit score required. Get disbursal in just 1 hour.

Rate
7.5% p.a.+
Loan Amount
Up to ₹1 Cr
LTV
Up to 75%
Disbursal
1 Hour
Key Features & Benefits
Instant same-day disbursal
Safe storage of your gold
No income proof required
Flexible bullet repayment
Documents Required
Aadhaar/PAN Gold Ornaments Passport Photo
Apply for Gold Loan
Jewellery Loan
Against gold ornaments
Bullet Repayment
Pay interest only
Renew Loan
Easy renewal process
Top-Up
Additional loan on same gold
Eligibility Criteria
Age: 18–75 YearsAny individual can apply
Gold Purity: 18-24 CaratHallmark or appraised
No CIBIL requiredSecured loan
Free Consultation
Academic Finance

Education Loan

Invest in your future. Fund your higher studies in India or abroad. Covers tuition, living expenses & laptops with flexible moratorium period.

Rate
8.15% p.a.+
Amount
Up to ₹1.5 Cr
Tax Benefit
Sec 80E
Moratorium
Available
Key Features & Benefits
India & abroad education covered
Moratorium period during studies
No collateral up to ₹7.5 Lakh
Female students get 0.5% rebate
Documents Required
Aadhaar/PAN Admission Letter Fee Structure Income Proof (Parent) Mark Sheets
Apply for Education Loan
India Education
IIT, IIM, Medical etc.
Study Abroad
USA, UK, Canada
Professional
MBA, CA, Vocational
Scholarship
Scholarship integration
Eligibility Criteria
Age: 18-35 (Student)Co-applicant parent required
Admission ConfirmedRecognized institute
Academic RecordGood performance
Free Consultation
Subsidized Finance

Govt Yojana Loans

Avail benefits under various Central and State Government loan schemes. We help you navigate PMEGP, PM Mudra, KCC, and Stand-Up India schemes with full documentation support.

PMEGP
Up to ₹50L
Mudra
Up to ₹10L
KCC
Up to ₹3L
Subsidy
15-35%
Key Features & Benefits
PMEGP for manufacturing/service
Mudra Shishu/Kishore/Tarun
Stand-Up India for SC/ST/Women
Udyam Registration assistance
Documents Required
Aadhaar/PAN Project Report Udyam Reg. Caste Cert (if applicable)
Apply for Govt Loan
PMEGP Loan
Mfg & service up to ₹50L
Mudra Yojana
Small biz up to ₹10L
KCC Loan
Kisan Credit Card
Stand-Up India
SC/ST & women
Eligibility Criteria
Age 18-45 (PMEGP)New enterprise
8th Pass MinFor projects > ₹10L
No Existing BizFor PMEGP first-timers
Free Consultation
Small Ticket Finance

Micro Loan

Empowering small entrepreneurs, women self-help groups and low-income individuals with micro finance loans. Get small ticket loans without collateral.

Rate
14% p.a.+
Amount
Up to ₹2L
Tenure
6-24 Months
Disbursal
2-3 Days
Key Features & Benefits
No collateral required
Group & individual loans
Weekly / monthly repayment
Repeat loans at better rates
Documents Required
Aadhaar Address Proof SHG Details (if applicable)
Apply for Micro Loan
SHG Loan
Self-Help Group loans
Individual
Single borrower micro loan
Small Biz
Tiny shop financing
Top-Up
Higher loan on good repayment
Eligibility Criteria
Age: 18-60 YearsWomen preferred
Income: Below ₹3LLow income households
No CIBIL neededFirst-time borrowers welcome
Free Consultation
Digital Finance

Instant Loan

100% digital, paperless process. Apply from your phone, get approved in real-time and money transferred directly to your bank account within minutes.

Amount
₹5K - ₹5L
Approval
10 Mins
Disbursal
Same Day
Process
Paperless
Key Features & Benefits
Apply from mobile 24x7
Real-time credit decision
Aadhaar-based KYC
No hidden charges
Documents Required
Aadhaar (OTP KYC) PAN Card Bank Account (UPI linked)
Apply for Instant Loan
App Loan
Apply via smartphone
Emergency
Cash in under 1 hour
Salary Advance
Against upcoming salary
Credit Line
Pre-approved revolving
Eligibility Criteria
Age: 21-55 YearsWorking professional
Income: ₹15,000/moRegular income needed
CIBIL: 650+Basic credit score
Free Consultation
Revolving Credit

OD / CC Facility

Manage daily cash flow smoothly with Overdraft (OD) and Cash Credit (CC) limits. Pay interest only on the amount you utilize.

Rate
10% p.a.+
Limit
Up to ₹5 Cr
Type
Revolving
Interest
Only Used Amt
Key Features & Benefits
Withdraw and repay anytime
Secured & unsecured options
CC against stock & book debts
OD against property/FD
Documents Required
GST Certificate ITR (2 Yrs) Stock Statement Audited Balance Sheet
Apply for OD/CC
Cash Credit
Against stock/debtors
Overdraft
Against property/FD
Business OD
Current account limits
Secured CC
Collateral backed
Eligibility Criteria
Age: 25-65 YearsBusiness owner/professional
Business Vintage: 2+ YearsEstablished operations
CIBIL: 700+Good credit history
Free Consultation
Our Strengths

Why Choose Zoro Infotech?

Agra's most trusted loan consultant with multiple bank tie-ups and 5000+ satisfied clients.

Fast Approval
Loan approved rapidly with minimal documentation process.
Top Bank Tie-Ups
Compare rates across leading banks & NBFCs to get best deal.
Lowest Interest Rates
We negotiate on your behalf to get the lowest possible interest rate.
Doorstep Service
Our team comes to you for document collection & loan assistance.
100% Transparent
No hidden charges. Clear communication at every step of the process.
Years of Trust
Serving Agra and UP with 5000+ happy loan clients.
Simple Process

Get Your Loan in 4 Easy Steps

Our simplified process ensures you get your loan without any hassle or confusion.

1
Fill Enquiry
Share your basic details and loan requirement online or call us directly.
2
Document Check
Our team verifies documents and checks CIBIL score for best eligibility.
3
Bank Processing
We submit to the right bank for fast processing and approval.
4
Loan Disbursed
Amount credited directly to your bank account within days.

Ready to Get Your Loan?

Talk to our expert advisors today — free consultation, no obligations. We'll find the best loan offer for you.